What Is Genuine Savings? For many Australians, saving a deposit is one of the biggest challenges when buying a property. Along the way, you may hear lenders and mortgage brokers talk about "genuine savings." But what exactly does it mean, and why is it important? Understanding genuine savings can help...
Fortnightly Mortgage Repayments: How Much Could You Save?
A lot has happened in the mortgage market over the last couple of months, with several lenders lifting the interest rates. Moving forward, many economists believe rates will rise further…
Self-Employed Home Loans Australia
A lot has happened in the mortgage market over the last couple of months, with several lenders lifting the interest rates. Moving forward, many economists believe rates will rise further…
Should I Use a Mortgage Broker or Go Straight to the Bank?
If you're planning to buy a home or grow your property portfolio, one of the first questions you'll probably ask is: Mortgage Broker vs Bank. When comparing a mortgage broker vs bank, many Australian home buyers wonder which option will provide the best home loan outcome. It's one of the...
Is Property Investment Still Worth It?
Is Property Investment Still Worth It?If you've been thinking about buying an investment property, you've probably also seen the headlines. Every year there's a new Federal Budget, a new round of changes to negative gearing or capital gains tax, and a fresh wave of opinions online about whether property investment...
How Negative Gearing Affects House Prices
Negative Gearing Changes: Could Established Property Values Fall 5–10%?Following the recent Budget announcements, I've been saying that established property values could decline by between 5% and 10%, and we're now starting to see evidence that supports that view.Recent data and market commentary are showing signs of weakness in investor-focused established...