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Your Borrowing Potential Calculator

Want to know how much you can borrow for your dream home? 

Our borrowing power calculator shows your borrowing potential in minutes. Enter your income, expenses, and savings to discover your real estate borrowing capacity with Australian lenders. Understanding your borrowing power is the first step to buying property with confidence. 

This free tool gives you realistic numbers based on what banks actually lend, so you can plan your home search properly. 

Whether you’re a first-time buyer or upgrading to a bigger home, know your borrowing potential before you start looking. 

Get clear answers about your real estate borrowing limits today and make your property dreams happen.

Borrowing Power Calculator – Awesome Lending Solutions

Borrowing Power Calculator

Estimate how much you could borrow based on your income and expenses.

Your Income
$
$
Monthly Expenses & Debts
$
$
$
%
Estimated Borrowing Power
$–
Est. purchase price: $–
Monthly Repayment
$–
Net Monthly Surplus
$–
Your Deposit
$–
LVR
–
Debt-to-Income Ratio–
Most lenders prefer below 6× gross income. Lower is better.

These are estimates only. A broker can check your real borrowing capacity across 40+ lenders.

Book a Free Consultation
Combined Income
$
$
$
Monthly Expenses & Debts
$
$
$
%
Estimated Borrowing Power
$–
Est. purchase price: $–
Monthly Repayment
$–
Net Monthly Surplus
$–
Combined Deposit
$–
LVR
–
Debt-to-Income Ratio–
Most lenders prefer below 6× gross income. Lower is better.

These are estimates only. A broker can check your real borrowing capacity across 40+ lenders.

Book a Free Consultation
⚠️ This calculator provides estimates only and does not constitute financial or credit advice. Borrowing power estimates are indicative only based on simplified serviceability assumptions including a 3% assessment rate buffer. Actual borrowing capacity will depend on your lender's policy, credit history, and individual circumstances. Awesome Lending Solutions | Australian Credit Representative 407514.

Free Consultation for Home Buyers or Borrowers

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