Is Property Investment Still Worth It?If you've been thinking about buying an investment property, you've probably also seen the headlines. Every year there's a new Federal Budget, a new round of changes to negative gearing or capital gains tax, and a fresh wave of opinions online about whether property investment...
How Negative Gearing Affects House Prices
Negative Gearing Changes: Could Established Property Values Fall 5–10%?Following the recent Budget announcements, I've been saying that established property values could decline by between 5% and 10%, and we're now starting to see evidence that supports that view.Recent data and market commentary are showing signs of weakness in investor-focused established...
Why Was My Home Loan Declined?
Why Was My Home Loan Declined? Common Reasons and What to Do NextGetting a home loan application declined or having a mortgage application rejected can feel like a real blow, especially if you've already found a property or started planning your next move. It's natural to feel discouraged, or even...
What if Interest Rates Stay Low
A lot has happened in the mortgage market over the last couple of months, with several lenders lifting the interest rates. Moving forward, many economists believe rates will rise further…
Borrowers are Keeping Up
Australian Mortgage Arrears Fall: What This Means For Home BuyersFewer Australians are falling behind on their home loan repayments. In fact, the share of Australian mortgage arrears running 30-89 days late dropped from 0.66% in June 2024 to 0.55% in June 2025, according to APRA, the banking regulator.Put simply, that...
Rising Offset Savings
Borrowers are putting more money into offset accounts – and that’s cutting the interest they pay on their home loans. On average, borrowers in the June quarter had $11,435 in offset for every $100,000 they owed on their home loan – up from $10,647 the year before, according to Australia's banking...