A lot has happened in the mortgage market over the last couple of months, with several lenders lifting the interest rates. Moving forward, many economists believe rates will rise further…
What is Loan Structuring
Loan structure is crucial in a home loan, impacting savings and repayment speed. It encompasses factors like loan type, offset accounts, and interest payments. A well-planned structure can yield significant long-term financial benefits, flexibility, and tax advantages. Consulting a mortgage broker can help tailor the best strategy for individual needs.
Using a Buyer’s Advocate
Buying a home is one of the biggest decisions you'll ever make. It's exciting, but it can also feel really overwhelming. There are so many properties to look at, prices to compare, and decisions to make. This is where a buyer's advocate can help.
Top four claims the ATO are looking out for
Top Four Property Investment Mistakes the ATO Are Looking Out For Mistake #1: Claiming Things You Shouldn't Mistake #2: Getting Repairs and Improvements Mixed Up Mistake #3: Not Splitting Expenses Correctly Mistake #4: Not Keeping Good Records
How Long Does A Home Loan Take
Your Step-by-Step Guide to Loan Approval for Australian Home BuyersHow long does a home loan take to approve? This is one of the most common questions Australian home buyers ask. The home loan process timeline varies, but understanding each step of the home loan approval process makes the journey much...
Record High Investment Loans
Record High Investment Loans What Record High Investment Loans Mean for Australia's Housing Market Australian investment loans have reached their highest level ever, making up 40% of all new home lending. But with APRA watching closely and rental supply still very tight, could new restrictions be coming? Here's what the...