Stamp duty — also known as transfer duty — is one of the biggest upfront costs when buying property in Australia. The amount you pay depends on the state or territory you’re buying in, the purchase price, whether it’s your home or an investment, and whether you qualify as a first home buyer.
Use the links below to jump to the stamp duty calculator for your state. Each calculator includes 2026 rates, first home buyer exemptions and concessions, and foreign buyer surcharges where applicable.
Calculate stamp duty (transfer duty) for any Australian state or territory. Includes first home buyer concessions and exemptions where applicable.
Total upfront costs summary
Upfront cost breakdown
Stamp duty bracket breakdown
| Bracket | Rate | Your amount in bracket | Duty on this bracket |
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Speak with a broker ›Stamp duty estimates are based on standard published rates as at 2024–25. Concessions and exemptions vary by state, property value, and individual circumstances. Foreign purchaser surcharges, off-the-plan concessions, and pensioner concessions are not fully modelled here. Always confirm with your conveyancer or state revenue office before exchanging contracts. Credit Representative 407514 | ACL 389087 via AFG.
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