Australian Stamp Duty Calculator - Updated

Buying a home comes with more costs than just the price on the contract, and stamp duty is usually the biggest one. Our free stamp duty calculator works out exactly what you’ll pay in every Australian state and territory, including New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, the ACT and the Northern Territory.

Just enter the purchase price, tell us whether you’re an owner-occupier or an investor, and let us know if you’re a first home buyer. The calculator instantly shows your stamp duty, any first home buyer exemptions or concessions you qualify for, and the standard transfer and mortgage registration fees charged by your state’s land titles office. If you’re a foreign buyer, it’ll also factor in the relevant surcharge.

Stamp duty rules change often, and every state does things a little differently, so it’s easy to get caught out by an outdated figure. That’s why we keep this calculator lined up with the latest rates published by each state and territory revenue office, so you can budget with confidence before you make an offer.

Stamp Duty Calculator | Awesome Lending Solutions

Stamp Duty Calculator

Estimate transfer (stamp) duty for any Australian state or territory in a few seconds.

Where is the property?

Purchase price or market value

Will you live in the property?

Owner-occupier

Investor / other

This affects the rate schedule in VIC and the ACT.

I'm an eligible first home buyer
Never owned property in Australia, moving in as your main home.

What are you buying?

I'm a foreign person (not an Australian citizen or permanent resident)

I'll be financing this with a mortgage
Includes the state mortgage registration fee in your estimate.

Estimated total payable

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This calculator provides a general estimate only, based on published state and territory revenue office rates and standard land titles registry lodgement fees (transfer and mortgage registration) believed current at the time of publishing. It does not consider every concession, surcharge, exemption, discharge fee or your individual circumstances, and rates and fees change over time. It is not financial, tax or legal advice. Always confirm the exact duty and fees payable with the relevant state or territory revenue office and land titles office, or your conveyancer or solicitor, before relying on this figure. Awesome Lending Solutions Credit Representative 407514 is authorised under Australian Credit Licence 389087.

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Frequently Asked Questions about Stamp Duty

Do first home buyers pay stamp duty in NSW?
Most eligible first home buyers in NSW pay no stamp duty at all on homes under a certain value, with a partial concession for homes just above that. The exact thresholds change from time to time, so it’s worth running your purchase price through the calculator above to see exactly where you land. Stamp duty in NSW is due within 3 months of the contract date.

How much is stamp duty in Victoria?
Victoria calculates stamp duty on a sliding scale, and the rate you pay depends on whether you’re an owner-occupier or an investor, and whether you qualify as a first home buyer. Enter your details into the calculator above for an estimate based on the current Victorian rates. In Victoria, stamp duty is due within 30 days of settlement, though it’s usually paid at settlement itself.

Do you pay stamp duty on a new home in Queensland?
Queensland treats new homes differently to established ones, and first home buyers purchasing a new build can often pay significantly less than someone buying an existing property at the same price. The calculator above lets you compare established, new and vacant land purchases side by side. In Queensland, stamp duty is due within 30 days of your contract becoming unconditional — which in practice usually lines up with settlement.

Is stamp duty cheaper in Western Australia?
Western Australia uses one rate schedule for all residential buyers, but first home buyers still get a meaningful concession up to a set property value. The calculator above will show you the standard rate and any first home buyer saving for your specific purchase price. In WA, you have around 2 months from settlement to pay, once you’ve received your Duties Assessment Notice.

Do first home buyers get a stamp duty exemption in South Australia?
It depends what you’re buying. South Australia offers a full stamp duty exemption for first home buyers purchasing a new home or vacant land, but there’s currently no concession for established homes. Check the calculator above to see which applies to your situation. In SA, stamp duty is due on settlement day itself.

Is there still a first home buyer stamp duty concession in Tasmania?
Tasmania has offered first home buyer relief on established homes in the past, but these schemes come with set end dates and aren’t always renewed. The calculator above reflects the current position, so it’s the fastest way to check what applies right now. In Tasmania, stamp duty is due within 3 months of the property transfer, usually the settlement date.

Do first home buyers pay stamp duty in the ACT?
The ACT has moved to abolish stamp duty for eligible first home buyers, with no price cap. If you’re buying in Canberra, it’s worth checking your eligibility, since this is one of the more generous schemes in the country. Unlike other states, the ACT collects duty after settlement — you have 14 days from receiving your notice of assessment to pay.

How much is stamp duty in the Northern Territory?
The Northern Territory uses its own formula rather than simple percentage brackets, and first home buyers can access a discount up to a certain purchase price. Pop your numbers into the calculator above for an instant estimate. In the NT, stamp duty is due within 60 days of settlement.