Today’s decision marks the 13th consecutive month that the cash rate has been left at the historically low setting of 1.5%.
How Much Can I Borrow for a Home Loan
"How do I calculate how much I can borrow for a home loan?" Your borrowing capacity depends on several key factors that lenders carefully consider.
What does a mortgage broker do?
What Does a Mortgage Broker Do? Your Simple Guide Are you thinking about buying a home? Maybe you've heard about mortgage brokers but aren't quite sure what they actually do. Don't worry – you're not alone! Many Australians ask "what is a mortgage broker?" when they start their home buying...
Borrowers are Keeping Up
Australian Mortgage Arrears Fall: What This Means For Home BuyersFewer Australians are falling behind on their home loan repayments. In fact, the share of Australian mortgage arrears running 30-89 days late dropped from 0.66% in June 2024 to 0.55% in June 2025, according to APRA, the banking regulator.Put simply, that...
Let’s Talk Pre-Approval
Home Loan Pre-Approval: Your Complete Guide to Getting Started What Is Pre-Approval and Why Do You Need It? Are you thinking about buying a home? Before you start browsing real estate websites or attending open houses, there's one important step you should take first: getting home loan pre-approval. Pre-approval (sometimes...
How Does Buying a House and Land Package Work?
Discover how house and land packages work in Australia. Learn about stamp duty savings, government grants, customisation options, and why they're perfect for first home buyers and investors.