Is Property Investment Still Worth It?If you've been thinking about buying an investment property, you've probably also seen the headlines. Every year there's a new Federal Budget, a new round of changes to negative gearing or capital gains tax, and a fresh wave of opinions online about whether property investment...
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How Much Deposit Do I Need to Buy a House
How Much Deposit Do I Need to Buy a House in Australia? If you're saving up for your first home (or your next one), the deposit question is probably keeping you up at night. Is it 20%? Is it 5%? Do you need to save six figures before a bank...
What Is Genuine Savings?
What Is Genuine Savings? For many Australians, saving a deposit is one of the biggest challenges when buying a property. Along the way, you may hear lenders and mortgage brokers talk about "genuine savings." But what exactly does it mean, and why is it important? Understanding genuine savings can help...
Fortnightly Mortgage Repayments: How Much Could You Save?
A lot has happened in the mortgage market over the last couple of months, with several lenders lifting the interest rates. Moving forward, many economists believe rates will rise further…
Should I Use a Mortgage Broker or Go Straight to the Bank?
If you're planning to buy a home or grow your property portfolio, one of the first questions you'll probably ask is: Mortgage Broker vs Bank. When comparing a mortgage broker vs bank, many Australian home buyers wonder which option will provide the best home loan outcome. It's one of the...
What Questions Should I Ask My Mortgage Broker?
Buying a home or growing a property portfolio is one of the biggest financial decisions most Australians will ever make. It's exciting, but it can also feel overwhelming, especially if you're not sure what to ask or what actually matters. That's where a good mortgage broker comes in. "What questions...