Renting V Buying
Not sure if you should rent or buy a home? Our free calculator makes it easy to compare both options and see which one works best for your money.
Simply enter your details like rent costs, property prices, and how long you plan to stay, and we’ll show you the real numbers.
This tool helps Australian families and individuals make smart choices about their housing future. Whether you’re thinking about buying your first home or wondering if renting is better right now, get clear answers in just minutes.
Start comparing today and plan your financial future with confidence.
Rent vs buy calculator
Should you buy a home or keep renting and invest the difference? Enter your details below to compare the long-term wealth outcomes of each path.
How the renting comparison works: The deposit is invested at the return rate above. Each year, any cash flow savings from renting vs buying are also added to the portfolio. Investment gains are taxed at your marginal rate.
Net wealth over time
Year-by-year breakdown
| Year | Property value | Loan balance | Buy equity | Buy net wealth | Rent portfolio | Rent net wealth |
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Free Consultation for Home Buyers or Borrowers
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