Investment Property Cashflow Calculator

Use our free Investment Property Cashflow Calculator to see exactly what an investment property will cost you and what it could return before you commit.

Investment Property Cashflow Calculator — Awesome Lending Solutions

Awesome Lending Solutions

Australian mortgage broking specialists — 02 7904 9560 — awesomelendingsolutions.com.au

Credit Rep 407514 | ABN 60 144 897 781

Investment property cashflow calculator

Enter your property details to generate a full annual cashflow projection, 10-year outlook, and tax summary.

Purchase details

Purchase price ($)

Deposit (%)

State

Stamp duty ($) auto-estimated

Other purchase costs ($)

Building value ($) for depreciation

Loan details

Loan amount ($)

Interest rate (% p.a.)

Loan type

Loan term (years)

Rental income

Weekly rent ($)

Vacancy allowance (%)

Annual rent growth (%)

Annual ownership costs

Council rates ($)

Water rates ($)

Building insurance ($)

Property mgmt (%)

Repairs & maintenance ($)

Strata / body corp ($)

Landlord insurance ($)

Other costs ($)

Depreciation (from quantity surveyor report)

Div 43 — building write-off rate (%)

Div 40 — plant & equipment ($)

Borrowing costs amortised ($)

Investor profile

Marginal tax rate

Capital growth rate (% p.a.)

Analysis period

Year 1 cashflow statement

After-tax cashflow (bars) Equity growth (line)

Year-by-year projection table

Tax deduction breakdown — year 1

Cumulative position over full analysis period

Important disclaimer: This calculator is for illustrative and educational purposes only. It does not constitute financial, tax, or investment advice. All figures are estimates based on the inputs provided and may not reflect your actual circumstances. Depreciation figures should be sourced from a registered quantity surveyor. Capital gains tax calculations are simplified estimates only. You should seek independent advice from a qualified accountant or financial advisor before making any investment decision. Awesome Lending Solutions Pty Ltd — Credit Representative 407514 under Australian Credit Licence 389087 (AFG). ABN 60 144 897 781. awesomelendingsolutions.com.au — 02 7904 9560.

Simply enter the purchase price, loan details, rental income, and running costs, and the calculator works out your pre-tax and after-tax cashflow, annual tax benefit, gross and net yield, and a full 10-year projection showing how your equity and cashflow grow over time.
You can also see a complete breakdown of every tax deduction available to you as a property investor, including interest, depreciation, and property management fees. Whether you are considering your first investment property or adding to an existing portfolio, this tool gives you a clear, realistic picture of the numbers so you can make a confident, informed decision.

For personalised advice on structuring your investment loan, speak with our team at Awesome Lending Solutions