Today’s decision marks the 13th consecutive month that the cash rate has been left at the historically low setting of 1.5%.
How Much Can I Borrow for a Home Loan
"How do I calculate how much I can borrow for a home loan?" Your borrowing capacity depends on several key factors that lenders carefully consider.
What does a mortgage broker do?
Mortgage brokers serve crucial roles in Australia's lending landscape, combining lender expertise with borrower advocacy to facilitate better lending outcomes. Whether you're a first home buyer taking that crucial property ownership step, an investor building wealth through real estate, considering refinancing opportunities, pursuing SMSF property investment, or a single parent...
Borrowers are Keeping Up
Australian Mortgage Arrears Fall: What This Means For Home BuyersFewer Australians are falling behind on their home loan repayments. In fact, the share of Australian mortgage arrears running 30-89 days late dropped from 0.66% in June 2024 to 0.55% in June 2025, according to APRA, the banking regulator.Put simply, that...
How Does Buying a House and Land Package Work?
Whilst buying off the plan is a popular choice for those who are happy to take a back seat and let developers design their home, some people prefer to have a little more control. If this sounds like you, and you are in a position to pay for land upfront,...
Rising Offset Savings
Borrowers are putting more money into offset accounts – and that’s cutting the interest they pay on their home loans. On average, borrowers in the June quarter had $11,435 in offset for every $100,000 they owed on their home loan – up from $10,647 the year before, according to Australia's banking...