Refinancing

Refinancing

Reasons to refinance

There are many reasons to consider refinancing a mortgage for example;

  • Reducing your monthly repayments because your lender’s interest rate is longer competitive.
  • Releasing equity to pay for something major like a home renovation, a child’s education, or another property investment.
  • A change has occurred to your financial situation and your need to restructure debt.
  • Refinancing and restructuring your loan can be a great way to ensure you have set up your loans so that you can legally reduce your tax payable for example.
  • You want to switch to a product with different features or even when swapping to a fixed rate at an opportune time.
  • And for some, it can become a great opportunity to restructured debt like paying off a credit card to alleviate financial pressure, with what we call alternative lending options.

Owner Occupied

Variable Principle & Interest
  • 3.64%
  • interest rate
  • 3.64%
  • apr
Details

Owner Occupied

Variable Interest Only
  • 3.89%
  • interest rate
  • 3.89%
  • apr
Details

Investors

Variable Principle & Interest
  • 3.99%
  • interest rate
  • 3.99%
  • apr
Details

Investors

Variable Interest Only
  • 4.46%
  • interest rate
  • 4.46%
  • apr
Details

3 Year Fixed Owner

Principle & Interest
  • 3.69%
  • interest rate
  • 3.80%
  • apr
Details

Renovation Special

Variable Interest Only
  • 3.89%
  • interest rate
  • 3.89%
  • apr
Details

Alternative Lenders

Debt Consolidation & Arrears
  • 5.04%
  • Max LVR 65%
  • 5.04%
  • apr
Details

3 Yr Fixed Investor

Principle & Interest
  • 3.79%
  • interest rate
  • 3.94%
  • apr
Details

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