Still Room For First Home Buyers
With fewer first buyers taking out home loans than a decade ago12, one might have concerns for the future of the Great Australian Dream.
While affordability is squeezing high-demand[...]
Switching home loans could help pay down your mortgage sooner.
Providing you are refinancing for the right reasons and understand what’s involved. Here’s our guide to refinancing to help you make the right move when the time comes.[...]
DIY has gone digital with smartphone and android apps giving would-be renovators a helping hand on everything from colour matching to measurements to sourcing a tradie. Haven takes a look at ten of the most useful design and renovation apps to make [...]
The other thing to remember if this is your first time buying or investing is that you don’t have to do it alone
Based on the most recent Australian Bureau of Statistics (ABS) housing finance figures released for last November, what will not come [...]
Just this week I received a frantic phone call from a client to whom I was introduced to 4 weeks ago and who asked me this very question.
Now four weeks ago when I met this client Andrew* we explained to him that not all banks are the same, they all[...]
Do you know what questions to ask before getting a loan?
Alongside getting engaged, married and starting a family buying your first home is a milestone that is major in life.There are a lot of things to consider including where you want to live [...]
What happened to the interest rate on my investment loan?
You may be wondering why you just received a letter from your lender telling you that the interest rate on your investment loan has just gone up and be thinking ‘did I miss something’? No[...]
Property hunters have singled out the dreaded stamp duty as the biggest barrier for first home buyers, according to recent research and studies.
The state tax, which Treasury has described as “one of the most distortive taxes in [...]
We are all well aware the good guys at the banking regulator, the Australian Prudential Regulation Authority (APRA) are expressing concern that investment lending is too high.
As a result of this apparent concern, a lot of the mainstream lenders [...]
While you may be financially ready to take on a mortgage, understanding the month-to-month realities of a home loan is just as important.
Month - to - month repayments
With a principle and interest home loan the make-up of your monthly [...]