Best Rate Owner Occupied Variable Principle & Interest Repayments

Owner Occupied P&I Special with Offset Account


Owner Occupied P&I Special
Product type  Standard Variable, Professional Pack
Rate  3.59% p.a.
Repayment Option Available  Principal & Interest
Repayment Frequency Available  Monthly
Notes Current Specials  (Expires: 31/3/2018)


Application Fee $0.00
Ongoing Fee  $0.00 Annually
Lenders Legal Fee $0.00
Lenders Settlement Fee $150.00
Split Loan Fee $0.00
Valuation Fee $0.00, Additional Valuations: $247.50
Discharge Fee $350.00
Break Costs No – N/A
Redraw Fee Electronic redraw is Free – min $500.
Switching Fee $295
Notes Lenders Legal currently waived. Discharge fee is per security.Settlement Fee: $150 per individual application plus legal disbursements – $95.70



This product is only available for the following.

Available in ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Terms (Years) From: 8 To: 30
Loan amount From: $200,000.00 To: $1,000,000.00
 Owner Occupied – Purchase LVR From: 0.00% To: 90.00%
 Owner Occupied – Refinance LVR From: 0.00% To: 90.00%

Other details

Mort. Ins. Required Over N/A
Security Details None
Notes / Conditions Loan amount $200k – $1,000k. Max LVR 90% residential metro only. Dependent on security location LMI may be required above 70% LVR for high rise locations. 

100% Offset facility funds access via ATMs, EFTPOS, Visa merchants and internet banking. Monthly repayments with the ability to make additional repayments.

Not available for company/trust borrowers


Name Value
Access: Bpay Access Y
Access: Debit Card Available Y
Access: Direct Credit Access Y
Access: Direct Debit Access Y
Access: EFTPOS Access Y
Access: Internet Banking Y
Access: Mortgage Offset Account Detail Offset Sub Account – required for external internet banking based transaction & Bpay. 1 Visa Debit card issued per client and linked to one offset only. Max daily transfer amount $10k. 
Access: Mortgage Offset Available Y
Fees: LMI Available Y
Repayments: Interest Capitalisation Details N/A
Repayments: Repayments – Can Make Extra Y
Repayments: Repayments – Monthly Y
Repayments: Salary Direct Available Y
Structure: Portability Y
Structure: Split Available Y
Structure: Split Details Up to 4 available

Although the information on this sheet was prepared with due care, it is an estimate only and no guarantee is offered as to its accuracy.

Code – Retro -.10 & CB

We review and accept business requests on a 24/7 basis.

Contact us now…