Best Rate Owner Occupied Variable Interest Only Repayments

Owner Occupied Interest Only Special

Owner Occupied Special
Product type Initial Rate Revert To Repayment Option Available Repayment Frequency Available
Standard Variable 3.89% p.a. N/A Principal & Interest OR Interest Only Fortnightly, Monthly, Weekly
Notes Current Specials 
Annual fee ($375) refunded where balance is over $250,000

Fees

Application Fee $0.00
Ongoing Fee  $0.00
Lenders Legal Fee $0.00
Lenders Settlement Fee $0.00
Split Loan Fee $300.00
Valuation Fee $0.00, Additional Valuations: $220
Discharge Fee $350.00
Break Costs No – N/A
Redraw Fee Yes – $20 Each calendar month your first Online Cashback Fee will be rebated
Switching Fee $300 Renegotiation fee (excludes Home Package Plus)
Notes Annual fee ($375) refunded where loan balance is over $250,000

Restrictions

 This product is only available for the following.

 

 Available in ACT, NSW, NT, QLD, SA, TAS, VIC, WA
 Purpose ~~PRODUCT PURPOSE~~
 Terms (Years) From: 8 To: 30
 Loan amount From: $150,000.00 To:
 Owner Occupied – Purchase LVR From: 0.00% To: 90.00%
 Owner Occupied – Refinance LVR From: 0.00% To: 90.00%
 Investment – Purchase LVR From: 0.00% To: 0.00%
 Investment – Refinance LVR From: 0.00% To: 0.00%
 Land From: 0.00% To: 90.00%

 

Other details

 

Mort. Ins. Required Over N/A
Security Details None
Notes New lending only. Repayment type: P&I and IO. Max LVR 90% (inc LMI)

Features

Name Value
Access: Bpay Access Y
Access: Direct Credit Access Y
Access: Direct Debit Access Y
Access: Internet Banking Y
Access: Mortgage Offset Account Detail 100% Offset Account available
Access: Mortgage Offset Available Y
Access: Phone Transfer Access Y
Access: Transaction Account Available Y
Fees: LMI Available Y
Fees: Rate Lock Fees N/A
Purpose: Construction Y
Repayments: Interest Capitalisation Details N/A
Repayments: Repayments – Can Make Extra Y
Repayments: Repayments – Fortnightly Y
Repayments: Repayments – Monthly Y
Repayments: Repayments – Weekly Y
Repayments: Salary Direct Available Y
Structure: Portability Y
Structure: Split Available Y
Structure: Split Details Split fee waived on new lending. Existing customers: 1 split free, 2nd split at additional loan rates.

 

Although the information on this sheet was prepared with due care, it is an estimate only and no guarantee is offered as to its accuracy.

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