Best Fixed Rate Owner Occupied Principle & Interest Repayments

3 Yr Fixed Owner Occupied Principle & Interest Repayments


3 Year Fixed Home Loan  Special Investment
Product type Fixed rate – P&I Repayments
Fixed Initial Rate 3.69% p.a. for 36 months
Reverts to 3.79% p.a.
Repayment Options Available Principal & Interest
Repayment Frequency Available Fortnightly, Monthly, Weekly
Notes Current Specials 
Offer available to new to bank lending only. Max LVR 80%. Min $150k. Not available for, construction or SMSF loans.
Application Fee $0.00
Ongoing Fee $0.00
Lenders Legal Fee $0.00
Lenders Settlement Fee $0.00
Split Loan Fee $0.00
Valuation Fee $0.00, Additional Valuations: $250
Discharge Fee $150.00
Break Costs Yes – A break cost is payable if the loan is paid out within the fixed rate period
Redraw Fee No – N/A
Switching Fee $350.00
Notes Special Offer: Application fee of $595 is waived for all Owner Occupied secured loans. First valuation fee is covered



This product is only available for the following.

 Available in ACT, NSW, * Alternative lender in  NT, QLD, SA, TAS, VIC, WA
 Terms (Years) From: 3 To: 30
 Loan amount From: $150,000.00 To: $2,000,000
 Owner Occupied – Purchase LVR From: 0.00% To: 89.99% (or To: 89.99% inc. LMI)
 Owner Occupied – Refinance LVR From: 0.00% To: 89.99% (or To: 89.99% inc. LMI)
 Investment – Purchase LVR Not Available
 Investment – Refinance LVR Not Available
 Land From: 0.00% To: 89.99% (or To: 89.99% inc. LMI) * Conditions apply

Other details

Mort. Ins. Required Over 80.00%
Security Details None
Notes  Owner Occupied only – loan must settle within 60 days of the date the loan is approved. If loan settles after the 60 day period the standard fixed interest rate will apply


Name Value
Access: Direct Credit Access Y
Access: Internet Banking Y
Access: Transaction Account Available Y
Fees: LMI Available Y
Fees: Rate Lock Fees N/A
Fixed: Rate Lock Available Y
Repayments: Interest Capitalisation Details N
Repayments: Repayments – Can Make Extra Y
Repayments: Repayments – Fortnightly Y
Repayments: Repayments – Monthly Y
Repayments: Repayments – Weekly Y
Repayments: Salary Direct Available Y
Structure: Portability Y
Structure: Split Available Y
Structure: Split Details No limit on splits. No additional Fees where all borrowers are the same

Although the information on this sheet was prepared with due care, it is an estimate only and no guarantee is offered as to its accuracy.




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